SoluSite, Your Personal Finance Solution Site

State Insurance Regulators

Alabama Department of Insurance PO Box 303351 Montgomery, AL 36130-3351 334-241-4141 (Consumer Services) 334-269-3550 E-mail: …

What You Need To Know About Obamacare

What You Need To Know About Obamacare

It seems as though the debate over President Obama’s Affordable Care Act, known by most …

Obamacare after Healthcare.gov Fixes!

Obamacare after Healthcare.gov Fixes!

When the Affordable Care Act was passed and the website put online for consumers to …

10 Things You Never Want to Put on a Credit Card

10 Things You Never Want to Put on a Credit Card

In today’s fast-paced and sophisticated lifestyle, nearly everyone relies on credit cards for charging such …

California Insurance Exchange Could be Getting Reasonable Priced Health Insurance Options

California is getting ready for the new changes to healthcare laws and over 5 million …

Remember Home-Equity Credit Lines? They are Again Becoming Popular!

Remember Home-Equity Credit Lines? They are Again Becoming Popular!

It was just a few years ago that everyone was using their home equity lines …

The option of Trading in Binary Options using Credit Cards

The option of Trading in Binary Options using Credit Cards

Even though many payment methods have come up of late, the credit card remains one …

Coping With Financial Crises

Coping With Financial Crises

Life has a way of throwing unexpected financial roadblocks, detours and potholes in our path. …

The Truth About Free Credit Reports?

The Truth About Free Credit Reports?

The question still lingers in every consumer’s mind. Is there such a thing as a …

Credit Reports: How to Get Rid of Tax Liens

Credit Reports: How to Get Rid of Tax Liens

This year IRS has started a new policy in regards to unpaid tax liens. The …

What is Business Insurance?

What is Business Insurance?

Small or big, all businesses are exposed to risk on a daily basis. The insurance …

Life Insurance Proceed, Consumer Protection Laws Passed in Vermont

Vermont has joined some of the other states who recently passed laws to protect consumers …

Employer-sponsored Retirement Savings Plans

Employer-sponsored Retirement Savings Plans

In a previous article for this site, you learned a few methods for calculating your …

Six Money-Saving Tips for the Tech-Savvy

Six Money-Saving Tips for the Tech-Savvy

Introduction Saving money is a necessity as well as a mandate for all- whether it …

SOLUSITE provides you with free personal finance tips, personal finance articles and personal finance resources in order to help you research and choose financial options. Solusite also provides you opportunities to get free quotes directly related to your personal finance needs. Most people don’t do enough research before making a major life financial decision and a lot of time and money is wasted. By spending a little time and effort to read about insurance, taxes, debt or credit you can save yourself a lot of money not to mention hassles. There are many tips for saving on auto insurance or homeowner’s insurance.

Personal Finance

SoluSite gathers personal finance information in one place so you can easily take care of your personal finances such as: lending, insurance, debt, income tax and more, all with a mouse click or two. Start Exploring SoluSite!

Research personal finances before you request quotes from service providers. Find financial solutions that are right for you and make informed decisions about your finances.

Today’s dynamic and complex financial markets demand that consumers be effective money managers and to better understand their personal finances. Especially at risk are those who may be unfamiliar with the fundamentals of personal financial management. Many of these consumers may be unaware of the value of saving through bank accounts or may not have the money management skills needed to prepare for unexpected life events or to accumulate assets and build long-term wealth.

Personal Finance Success: Basically you need to follow some common sense rules and you will have success with your personal finances.

Personal Finance Rule 1:
Don’t spend more than you earn

Personal Finance Rule 2:
Save for a rainy day, whether emergencies or retirement

Personal Finance Rule 3:
Research and make well informed decisions about your personal finance

Personal Finance Rule 4:
Comparison shop for all your personal finance needs.

Insurance

Learn what is insurance and how it works. Read about each different type of insurance, including: health insurance, auto insurance, annuities and life insurance or insurance for your business. Also other types of insurance that are not widely known include long term care, disability insurance, cancer insurance or burial insurance. There are information articles and links and resources about most of your personal insurance needs and each day we add more articles that are going to be useful to our users. Insurance could also provide you with protection against earthquake, floods and other disasters. And if you are a renter or have a college age child then you can research the renter insurance which protects against any loss of personal property. Did you know by combining your different types of insurance from the same carrier you can save money, read our articles and tips on how to save on homeowners insurance or auto insurance and stop wasting your money.

Debt

With all the mortgage issues in the past few years and also high unemployment rates many people have to deal with debt problems. There are many types of debt help and debt relief solutions available today. Specially those who have mortgages or credit card debt should pay attention to their options vs. simply filing for bankruptcy. There could be ways you can save your home and rebuild your credit and renegotiate your loans and debt by lowering rates and payments or by consolidating payments. You should read the articles and pay attention to all options available before making any major financial decisions.

Credit

Of course with any debt problem comes the issues concerning credit. Specially if you choose to file bankruptcy then you should be aware of consequences on your credit, how it is your credit effected and for how long. Also did you know that most major events in life such as marriage and divorce could have a positive or negative effect on your credit rating and your credit score. Keep in mind that your credit score is what determines what you pay for loans and insurance and many business judge you and make their decisions about you based on your credit worthiness. In our credit section you will find information and resources about getting free credit reports in order to see what others see in your report and decide what you should do to improve your credit. Also learn about the basices of credit, what is credit, what is credit score, how it is calculated and how it is used. Learn about your rights as a consumer and how you can correct mistakes in your credit report. Learn how you can protect your credit and identity and how to improve your credit score.

Identity Theft

These days identity theft is prelevant and you need to be well armed with information and tools to protect yourself your family and your posessions. We find articles for you that will help you better understand what identity theft is how you can guard yourself from those who might try to abuse your credit rating and steal from you. Causing major headache and harm to your financial well being and peace of mind. In order to help protect yourself you might want to get a copy of your own background check to make sure what information is available publicly to you and others and decide what you can do to protect yourself by restricting access to some of your personal information.

Taxes

Read about taxes and learn how you can do your taxes online. Everyday new programs and services are provided to consumers for doing online income tax processing. Not only you can prepare your taxes online but you have choices to file your taxes electronically and get your refunds much faster than usual. You can also choose to have your tax refunds deposited directly into your accounts. Read the articles about tax changes and updates and learn about any new incentives the government, congress or the senate pass as law to help taxpayers.