We all get bombarded with credit card offers from institutions and banks. And if you notice more of them recently then you should knoe over 900 million credit card offers were mailed just in the first quarter of this year. Good news for those in riskier financial status is that more banks and institutions are willing to extend credit to ...

It seems as though the debate over President Obama’s Affordable Care Act, known by most as Obamacare, has been raging on forever. The time for talk is now over, as October 1, 2013 marks that date when health insurance marketplaces are launched. It is here where uninsured Americans will be able to go and shop for the healthcare that best ...

Though it would be easy to blame the new health reforms for the decrease in employee sponsored health insurance coverages but the fact remains it has nothing to do with it. In fact employers for almost a decade have been reducing health insurance coverage to employees mostly to reduce their cost. According to reports employer sponsored coverages dropped from 69% ...

You can obtain life insurance policies through agents or brokers, by mail, via the Internet, or through group plans offered by your employer or an association. No matter how you buy your life insurance, you should only buy from a licensed company that offers policies approved in the state you live in. Insurance shopping tips First, set the goals you ...

Life Insurance customers usually buy life insurance in order to insure that those left behind specially those who cannot fend for themselves such as young ones are taken care of in their absence. One main concern is the lump sum payments could be spent easily and the beneficiary might be left without the protection it was intended. Life insurance companies ...

Imagine a policyholder dies and no one makes any claims, who gets to keep the money. That’s right, the insurance provider has pure profit, since they can hold on to these funds for sometime before turning it over to the state as unclaimed property and during this  period they can invest the funds for profit. Well a new law passed ...

It’s almost guaranteed that the moment you mention cancer, the average person will immediately think of someone in their life who has been affected by this horrible disease. The fact that it is estimated that roughly 1 in 3 people will end up with some form of the disease makes it obvious why just about everyone has cancer affect their ...

With all the debates about the Obama’s healthcare reform two northwestern states have managed to propose programs that will actually save consumers on insurance costs. The insurance companies in Washington and Oregon have submitted proposals to sell policies on the state’s health insurance exchanges with lower rates than it was originally perceived. Everyone is getting ready for 2014 insurance changes ...

When you buy a home, you are usually well aware of the need to protect your investment with homeowners insurance. The fact that it is usually part of any deal with a mortgage company is beside the point, since it’s something you would probably want to have anyway. Renting a home is a little different, usually because renters believe that ...

A paragraph added at the last minute to the health-care bill is causing a road block with many of the lawmakers. The paragraph which promised a $100 million dollar promise in form of federal government aid for extra poor people joining Medicaid in Nebraska is being questioned by many including the Nebraska Senator Ben Nelson who says he has not ...