Debt is often treated as something that simply shows up without an announcement, attacking us when we least expect it. However, debt is completely and totally avoidable, if you are willing to take the proper precautions and make the correct decisions during the early stages of building your personal financial portfolio. While there are a variety of methods that a ...

From the moment kid’s step into school, they are encouraged to work hard so that they may make the grades that will one day take them to college and a bright future career. This is certainly the way things should go, but the problem is that many of those kids end up coming out of college saddled with mountains of ...

Currently Americans as a whole owe more than one trillion dollars in student loan debt alone. Due to rising costs of tuition and a decline in the job market which would allow students to pay back their loans, the amount has jumped dramatically over the last several years.  The trend seems to be that the number will continue to increase ...

By the time most kids get through with their education, they step into the working world saddled with debt that runs into the tens of thousands of dollars. The fact is that many kids are horribly unequipped to start dealing with personal finance, since the step is often moving out of the family home once college is over. You would ...

Explore All Options! When you or someone you know is in financial trouble, remind yourself that you do still have options: you have to get more realistic with your budgeting, and you can seek credit counseling and if you choose to do so then talk to a reputable organization, who has expertise in debt consolidation, or bankruptcy. As another option ...