Xbox Mastercard

Experience gaming rewards like never before with the Xbox Mastercard, issued by Barclays.

Xbox, in collaboration with Barclays and Mastercard, has unveiled the groundbreaking Xbox Mastercard, marking its debut in the credit card arena in the United States. This innovative co-branded credit card offers gamers unparalleled value, combining rewards for gaming-related purchases and everyday spending, including points for Xbox games and add-ons, select streaming and dining delivery services, and much more.

The Xbox Mastercard, issued by Barclays US Consumer Bank, will be exclusively available to qualified Xbox Insiders in all 50 states starting September 21, 2023, with plans to make it accessible to the general public across the U.S. in 2024. This card is designed to cater to gamers’ unique needs without charging an annual fee.



Elevating Gamers’ Experiences

Upon making their first purchase, cardmembers will receive an enticing bonus of 5,000 card points, along with an exclusive offer of three months of Xbox Game Pass Ultimate. This offer applies to new Game Pass members or can be gifted to a friend, making it a perfect companion for both seasoned gamers and those new to the Xbox ecosystem. The rewards extend further with 3X card points for select streaming platforms and dining delivery services, ensuring that every purchase becomes an opportunity to enhance your gaming adventures. For everyday spending, there are 1X card points and more exciting benefits.

Personalized and Iconic Designs

One of the most exciting aspects of the Xbox Mastercard is the choice of five distinctive card designs, each capturing the essence of Xbox. Additionally, cardmembers have the unique option to customize their card with their Xbox Gamertag, bridging the gap between virtual gaming experiences and real-world transactions. It’s a powerful way to infuse your passion for gaming into your everyday life.

Unleashing More Benefits from Xbox Mastercard

The Xbox Mastercard opens up a world of benefits for gamers, including:

  • 5X card points on eligible products at the Microsoft Store
  • Free online access to cardmembers’ FICO® Credit Score
  • Exclusive access to priceless experiences on Priceless.com, available only to Mastercard cardholders
  • The strong security and global assistance offered by the Mastercard network, including ID Theft Protection™ and Zero Liability Protection

A Collaboration of Excellence

Dave McCarthy, Corporate Vice President of Xbox Player Services, expressed their commitment to offering more value to the Xbox community, stating, “We’ve heard feedback from the Xbox community that they want more ways to get value for their purchases.” This partnership between Xbox, Barclays, and Mastercard delivers precisely that by providing gamers with an innovative credit card product tailored to their unique needs.

Barclays, a top-ten U.S. credit card issuer renowned for its two-decade-long history of creating award-winning co-branded credit card programs in partnership with leading brands, is excited to bring the Xbox Mastercard to gamers. Denny Nealon, CEO of Barclays US Consumer Bank, sees this collaboration as a way to enhance gamers’ enjoyment, saying, “Xbox is a great brand, and we look forward to building upon our partner-first model to deliver a credit card product that sets the standard for gaming enthusiasts everywhere.”

Mastering Innovation

The Xbox Mastercard release represents another milestone in the longstanding partnership between Mastercard and Microsoft, characterized by their commitment to innovation in secure, seamless commerce experiences. This partnership leverages cutting-edge technologies such as artificial intelligence, cybersecurity solutions, and fraud management offerings to create a safer and more convenient environment for consumers. Additionally, Mastercard and Microsoft have joined forces to support small businesses through Microsoft Advertising, providing benefits across their search network to help these businesses scale their online operations.

Sherri Haymond, Executive Vice President of Global Digital Partnerships at Mastercard, highlighted their unique understanding of gamers’ desires, saying, “Mastercard has a long history in innovating across esports and mobile and online gaming, which has given us unique insight on what gamers want most. From new ways to personalize your card to rewarding Xbox players with experiences they love, we’re thrilled to be collaborating with Xbox and Barclays to bring together an exciting, digital-first product.”

Xbox Insiders residing in the continental United States, Alaska, or Hawaii can apply for the Xbox Mastercard through the Xbox Insider Hub on their Xbox console or a Windows PC after joining the Xbox Mastercard Preview. The Xbox Mastercard will be rolled out in waves to Xbox Insiders throughout the fall. For more details on the Xbox Insider program and how to apply for the Xbox Mastercard, visit the official Xbox website.

Xbox Mastercard