Homeowners insurance is just like it sounds. It is a type of insurance for houses, but it does not just cover the structure itself. It will also cover personal belongings inside the house or on the property in case a catastrophe happens and the owner’s property is damaged, destroyed or stolen.  Damage can be caused by fire, storms, or other ...

It probably doesn’t come as a surprise to anyone that insurance rates are higher than others in certain parts of the country. For example, you would expect Florida homeowner with a property along the coastline to pay more than a family with a similar type of home in mainland Nebraska. The likelihood of natural disasters or other issues that could ...