On September 2nd, news outlets began reporting a massive data breach affecting customers who shopped at Home Depot’s brick and mortar stores since April of this year. As with previous cyber attacks targeting Albertson’s, Neiman Marcus, Michael’s, P.F. Chang’s, and SuperValu, the Home Depot breach resulted from point-of-sale systems infected with malicious software designed to swipe sensitive data from credit ...

The question still lingers in every consumer’s mind. Is there such a thing as a free credit report. Though many sites claim and advertise free credit report, there is free credit report and is available to the public through one site. Based on laws governing credit and credit reports every individual is entitled to one credit report per year from ...

There are three main credit bureaus that are in charge of providing credit reports on individuals in United States.  According to a study by the Federal Trade Commission over 25% of all credit reports have errors on them.  Many individuals already know that there currently is, or has been a mistake on their credit report in the past.  Some people ...