You need only look at the sales figures of all the major automakers to see that the numbers are on a steady decline. Younger folks in particular are stepping away from owning a car of their own, opting instead to go with a car-sharing service, such as Zipcar, or borrowing a car from friends and family as they need it. ...

Shopping for a new car is an exciting experience, but it’s also one that loses a lot of its luster when it comes time to start negotiating a price and getting a loan. It is often that part of the equation that makes people dread heading to the showroom, but with a little bit of knowledge, you can make the ...

Do you need insurance? THAT is the question that most people ponder on over and over again. The moment that you start earning your own money, it is very essential that you start considering getting insurance, whether it is health, home, auto, etc. Why? Why you need Insurance There are times in your life that it is not possible to ...

Couples divorcing already have a lot of issues to resolve and caught in all the emotions and lawyers and court is not easy. Here is some advice on how to take care of insurance when you go through this. Usually you put in place insurance policies for protection and because marriage has ended does not mean you no longer need ...

A method of providing for financial protection from potentially catastrophic losses.  It allows a person, business, or organization to pay a small fixed amount to an insurer in exchange for the promise that, if a covered loss occurs, the insurer will pay for losses up to the coverage limits of the policy purchased.  A policy is a legal contract.  In ...

Owning your own car means having the freedom to travel wherever you want to, whenever the mood strikes, picking games or dvds to have a total ride fun, but it also comes with at a bit of a price. On top of the monthly payments to buy the car, you also need to have auto insurance in place. It’s easy ...

Whether you are involved in a auto insurance scam or not you are effected by it. Auto insurance fraud effects all of us. It slows down our legitimate claims and increases our premiums, we all become victims of auto insurance fraud. Some say the rates are as high as 30% so 1 out of 3 claim is a scam. Well ...

There are some monthly bills that are a little harder to swallow than others, with many people putting car insurance near the top of the list. The fact that you may never have to make a claim is often at the root of the agitation you feel, but you need to understand that auto insurance is in place to protect ...