Conspicuous consumption and the pursuit of happiness
It’s easy to think that the financial challenges facing Americans today are new, but one needn’t look too far in the past to see many of the same destructive patterns…
Personal Finance Solutions
It’s easy to think that the financial challenges facing Americans today are new, but one needn’t look too far in the past to see many of the same destructive patterns…
The question still lingers in every consumer’s mind. Is there such a thing as a free credit report. Though many sites claim and advertise free credit report, there is free…
There are three main credit bureaus that are in charge of providing credit reports on individuals in United States. According to a study by the Federal Trade Commission over 25%…
There are many situations where a majority of individuals face immense issues while paying credit cards. An insufficient fund is one of the reasons as to why; a majority of…
This year IRS has started a new policy in regards to unpaid tax liens. The good news is if you pay in full they offer to remove it. So the…
As nice as it would be to be able to go through life without using credit, the reality is that is really isn’t an option for the vast majority of…
It would be wonderful if we were all able to buy everything we wanted or needed with cash, but very few of us actually have that luxury. The reality is…
A FICO score is a simplified numeric representation of a person’s credit evaluation. In other words, this company takes in to account several different factors including: Payment history Amount of…