Conspicuous consumption and the pursuit of happiness
It’s easy to think that the financial challenges facing Americans today are new, but one needn’t look too far in the past to see many of the same destructive patterns…
The Truth About Free Credit Reports?
The question still lingers in every consumer’s mind. Is there such a thing as a free credit report. Though many sites claim and advertise free credit report, there is free…
The Trouble with Mistakes on Credit Reports
There are three main credit bureaus that are in charge of providing credit reports on individuals in United States. According to a study by the Federal Trade Commission over 25%…
What Are The Different Issues That Can Arise On Being Unable To Pay My Credit Card?
There are many situations where a majority of individuals face immense issues while paying credit cards. An insufficient fund is one of the reasons as to why; a majority of…
Credit Reports: How to Get Rid of Tax Liens
This year IRS has started a new policy in regards to unpaid tax liens. The good news is if you pay in full they offer to remove it. So the…
How Credit Reports Work
As nice as it would be to be able to go through life without using credit, the reality is that is really isn’t an option for the vast majority of…
How To Fix Your Credit Score
It would be wonderful if we were all able to buy everything we wanted or needed with cash, but very few of us actually have that luxury. The reality is…
What is FICO Score?
A FICO score is a simplified numeric representation of a person’s credit evaluation. In other words, this company takes in to account several different factors including: Payment history Amount of…