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Tag Archives: Rates

How Individual Health Insurances Need to Change to Meet ObamaCare

Obama

Most of people who buy individual health insurance will experience big changes once ObamaCare kicks in next year. More than half of the individual plans this year will not meet eligibility in 2014 according to many of the provisions of the Obama Care Act. There are new minimums for basic insurance coverages provided by individual health care plans. These health ...

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Choosing a Health Insurance Plan

Health Insurance

With the costs of medical care seemingly rising by the day, the need to have a health insurance plan of some kind is becoming more and more important. This is especially true if you have a family where your children’s health needs really need to be attended to. The problem with choosing a health plan is that there are now ...

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Health Insurance Rates Jump

Health Insurance rates are rising by an average of 20 percent for adults who buy their own policies, according to a survey by a nonprofit healthcare groups. These premium increases affect millions of U.S. adults who buy their own health plans therefore opting individuals to opt for cheaper care or less options. There are still many phases of Obama’s healthcare ...

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Gauging The Effect of The Affordable Care Act

Obama

October 1 was the day when the marketplaces opened, allowing US citizens to start shopping for their health care plan. The opening was not as smooth as many had hoped, with many of the marketplaces unavailable due to massive amounts of traffic flooding in at the same time. While that got many folks off on the wrong foot, you cannot ...

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Facts About Annuities and Insurance

annuities

Life Insurance provides for you loved ones after you’re gone and annuities provide you with a steady income after you retire. In principal they are rather similar you put a way money in life insurance or annuity and it grows tax-free. However, annuities are eventually taxed when you withdraw. The life insurance on the other hand goes to beneficiaries tax-free. ...

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Do You Have Enough Life Insurance?

Most people think that life insurance is simply for the wealthy.  That couldn’t be further from the truth; in fact, life insurance is more crucial for lower and middle-income workers. Unfortunately, without enough life insurance, your family could be put in an extremely tough financial position if anything happens to you.  By purchasing too much life insurance, you could be ...

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Types of Disability Insurance

Disability Insurance is one insurance policy you can not do without in your lifetime.  What disability insurance does is provide you continued income in the event of a serious accident or surgery which renders a person disabled.   This disability can be short term or long term, which creates two types of disability insurance: short term disability insurance and long term ...

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What is Insurance?

Credit

A method of providing for financial protection from potentially catastrophic losses.  It allows a person, business, or organization to pay a small fixed amount to an insurer in exchange for the promise that, if a covered loss occurs, the insurer will pay for losses up to the coverage limits of the policy purchased.  A policy is a legal contract.  In ...

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More and More Companies Reduce Health Coverage Due to Obamacare

healthcare

In recent weeks UPS (United Parcel Service Inc) announced to many of its workers that they will no longer provide health care to employees’ spouses who can obtain health care through other means.  The company says that they were motivated to this action by the increasing costs of health care due to the Affordable Care Act.  They have said that ...

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