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Tag Archives: Policy

Drastic Increases in Long-Term-Care Insurance!

Long-Term-Care

Insurance companies across the country, specifically those that offer long-term-care policies, have been working with state insurance regulators to drastically increase premiums for many individuals who may have older policies. Why? It comes down to two primary reasons: 1. Insurance companies badly overestimated the predicted number of policy lapses. They expected a higher number of policy holders to allow their ...

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How to Choose a Business Insurance

Insurance

There is a definite sense of freedom that comes with owning your own business. While you never have to worry about what the boss is thinking anymore, you will also find that freedom comes at a bit of a price. You will suddenly be responsible for all manner of things that you didn’t have to think about in a traditional ...

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How To Avail The Biggest Advantages of Relevant Life Insurance

Life Insurance

Relevant life insurance is a comparatively new variety of insurance that is gradually garnering popularity among high-earning employees and directors of companies that don’t qualify for group life insurance cover. Under a relevant life cover, the beneficiaries or family members of the insured individual receive the payout when the policyholder passes away before the completion of the policy term. This ...

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State Insurance Regulators

Alabama Department of Insurance PO Box 303351 Montgomery, AL 36130-3351 334-241-4141 (Consumer Services) 334-269-3550 E-mail: ConsumerServices@insurance.alabama.gov www.aldoi.gov Alaska Division of Insurance Department of Commerce, Community and Economic Development Robert B. Atwood Building 550 W. 7th Ave., Suite 1560 Anchorage, AK 99501-3567 907-269-7900 TTY: 907-465-5437 E-mail: insurance@alaska.gov Division of Insurance Department of Commerce, Community and Economic Development PO Box 110805 Juneau, ...

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Tax Problems with Whole Life Insurance

tax

Recently you hear in the news about Tax Court making negative decisions regarding whole life insurance. Usually case involves a policyholder challenging insurance company and or IRS regarding a 1099 reporting and the result usually means the policyholder looses. So most policyholders are really upset. Why? In most cases this results from a mishandled tax deferred account or a cash ...

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The Different Types Of Life Insurance

Life Insurance

If you think that the cost of living has become ridiculously expensive, just wait until you see how much it costs when there is a death in the family. It’s never a pleasant thought to think about our final days, but it’s something that really has to be done. This is especially true of you have a family where you ...

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The High Cost Of Homeowners Insurance In Minnesota

It probably doesn’t come as a surprise to anyone that insurance rates are higher than others in certain parts of the country. For example, you would expect Florida homeowner with a property along the coastline to pay more than a family with a similar type of home in mainland Nebraska. The likelihood of natural disasters or other issues that could ...

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