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Tag Archives: Credit Cards

Trick Yourself Into Spending Less and Saving More

credit cards

Last week we learned about cognitive biases–patterns of flawed judgment or irrational thinking that trick us into making poor decisions, or acting against our best interests. Often, these cognitive biases compel us to spend money foolishly; but we can also use them to trick ourselves into spending less, and saving more. The denomination effect, for example, refers to the tendency ...

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How cognitive biases shape consumer spending

spending

The human brain is a remarkably complex organ, composed of roughly 100 billion neurons firing at a rate of about 200 times per second, resulting in an operating speed of about 20 trillion calculations per second. The brain is so complex, in fact, that it took researchers at the Okinawa Institute of Technology Graduate University in Japan and Forschungszentrum Jülich ...

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Need A Loan? – The Different Kinds Available To You

Loans

While it would be wonderful if we could pay for everything with cash, there are times in all of our lives when that simply isn’t possible. It may be an emergency situation that causes us to seek a loan, or perhaps a big ticket item that would require a lottery win in order for a cash payment to be made. ...

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A Quick Guide To Credit Cards

credit cards

We all run into situations where there seems to be more month at the end of our money, leaving us in a sticky financial position until that next paycheck arrives. One way to get through the month when on something of a fixed budget is to use a credit card. As is the case with anything, there are some definite ...

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