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Loan Modification Can Save Your Home

Reduce your payments and save your home! New federal programs help homeowners survive through the bad economy. A Loan Modification is a permanent change in one or more of the terms of a mortgagor's loan, allows the loan to be reinstated, and results in a payment the mortgagor can afford.

Refinance Loans & Mortgages

Refinance mortgage rates are low but getting a mortgage loan is not easy. Do your homework and save yourself money by getting the right refinance loan for your needs.

Get a free refinance mortgage quote today and compare refinance rates in order to save yourself money on your loan payments. Your request for a loan request online it is quick and easy.

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Fannie Mae
A government-sponsored enterprise (GSE) chartered by Congress with a mission to provide liquidity, stability and affordability to the U.S. housing and mortgage markets. Fannie Mae has three businesses - Single-Family, Housing and Community Development and Capital Markets - that provide services and products to lenders and a broad range of housing partners.

The Federal Housing Administration (FHA)
FHA, provides mortgage insurance on loans made by FHA-approved lenders throughout the United States. FHA mortgage insurance provides lenders with protection against losses as the result of homeowners defaulting on their mortgage loans. The lenders bear less risk because FHA will pay a claim to the lender in the event of a homeowner's default. Home loans must meet certain requirements established by FHA to qualify for insurance.

HUD
HUD's mission is to increase homeownership, support community development and increase access to affordable housing free from discrimination.

Making Home Loans Affordable
The Home Affordable Refinance Program gives up to 4 to 5 million homeowners with loans owned or guaranteed by Fannie Mae or Freddie Mac an opportunity to refinance into more affordable monthly payments. The Home Affordable Modification Program commits $75 billion to keep up to 3 to 4 million Americans in their homes by preventing avoidable foreclosures.

Public and Indian Housing
The aim of the Office of Public and Indian Housing (PIH) is to ensure safe, decent, and affordable housing; create opportunities for residents' self-sufficiency and economic independence; and assure fiscal integrity by all program participants.

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