We always take things for granted! I learned a lesson recently when I finally indulged and treated myself to a long time dream of owning a convertible 2-seater. Of course buying the car was only part of the issue. Saving, planning and finding the right car made that possible. But here comes the reality: insurance. Of course if you have an older sensible 4-door sedan your insurance can be reasonable in most companies, but an expensive sports car is another story.
So when I bought the car I added it to my current car insurance of course the payment went up. But here comes the best part and how things changes. Usually, every few years, I shop around for insurance and it is always a hassle. I usually make a list of companies I know, usually brand names: Mercury, Allstate, Auto Club, Geico. Then comes the hurdle of contacting each representative, waiting on the phone or worse if you request a quote by mail you never know when you will hear back. Each person asks you to repeat the same information and the limits for liability and comprehensive and deductibles. Sometimes you get a quote while you wait on the phone other times they need to call you back. And worse even after you make your selection they keep calling you back trying to change your mind. Here is the twist - I tried getting an insurance quote online. It worked!
It was easy I tried a site and entered my information once and got quotes online. Not only that I could immediately compare and realized I could save myself about $500 every 6 months. So every time your policy is up for renewal or when you buy a new car try getting insurance quotes online. |
