A wide variety of renters insurance discounts are available, ranging from safety and security devices you use to lessen your risk of injury or loss due to theft, to how close you live to a fire department.

Some renter insurance companies may look favorably on you if you install smoke detectors, a fire extinguisher, and dead bolt door locks and window locks in your apartment.

Ask the landlord to install these items if you live in a state in which these items aren't required. Few renter insurance companies would ask for anything more than a statement from you saying these items are included in the apartment.

Click the Get Quotes button to start getting a renter insurance quote.

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Other Helpful Resources for Insurance

List of Department of Insurances by State
Find resources by each state, see tips and resources by each state and learn more about your rights, how to find the right insurance company and how to research licenses and file a complaint.

NAIC National Association of Insurance Commisions
Another resource NAIC assists state insurance regulators, individually and collectively, in serving the public interest and achieving the following fundamental insurance regulatory goals in a responsive, efficient and cost effective manner.

InsureKidsNow.GOV
The federal government and the states together offer health insurance coverage for children through Medicaid and the Children’s Health Insurance Program (CHIP). Check this resource for programs that serve families who are not able to afford health insurance coverage in the private market or do not have coverage available to them. Every state’s program is unique and has individual income eligibility rules and benefits covered, but in general, children in families with incomes up to $44,500 per year (for a family of four) are likely to be eligible for coverage

FLU.GOV
This resource will inform you with everything you need to know about the FLU and how to protect yourself. Also you can find out where you can get Flu vaccination.l

US Dept. of Health and Human Services
This resource the Department of Health and Human Services (HHS) is the United States government's principal agency for protecting the health of all Americans and providing essential human services, especially for those who are least able to help themselves.

JD Power Automobile Insurance Ratings
A resource to global marketing firm that conducts independent and unbiased surveys of customer satisfaction, product quality and buyer behavior.

California Low Cost Automobile Insurance Program
California Law requires that all drivers be insured. However, too many low-income drivers remain uninsured because the costs of standard insurance premiums are beyond their financial reach. Check this resource for a program that provides affordable liability only auto insurance that meets the state's financial responsibility laws.

California Insurance Code
This resource provides you with information regarding California laws about insurance

Mirabilia.net
Another resource dedicated to consumer information, personal finance. insurance, credit and income taxes. Filled with articles and links to credit bureaus, insurance companies, government sources.

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