Home .. Insurance (page 5)

Insurance

Gauging The Effect of The Affordable Care Act

Obama

October 1 was the day when the marketplaces opened, allowing US citizens to start shopping for their health care plan. The opening was not as smooth as many had hoped, with many of the marketplaces unavailable due to massive amounts of traffic flooding in at the same time. While that got many folks off on the wrong foot, you cannot ...

Read More »

Facts About Annuities and Insurance

annuities

Life Insurance provides for you loved ones after you’re gone and annuities provide you with a steady income after you retire. In principal they are rather similar you put a way money in life insurance or annuity and it grows tax-free. However, annuities are eventually taxed when you withdraw. The life insurance on the other hand goes to beneficiaries tax-free. ...

Read More »

Do You Have Enough Life Insurance?

Most people think that life insurance is simply for the wealthy.  That couldn’t be further from the truth; in fact, life insurance is more crucial for lower and middle-income workers. Unfortunately, without enough life insurance, your family could be put in an extremely tough financial position if anything happens to you.  By purchasing too much life insurance, you could be ...

Read More »

Types of Disability Insurance

Disability Insurance is one insurance policy you can not do without in your lifetime.  What disability insurance does is provide you continued income in the event of a serious accident or surgery which renders a person disabled.   This disability can be short term or long term, which creates two types of disability insurance: short term disability insurance and long term ...

Read More »

What is Insurance?

Credit

A method of providing for financial protection from potentially catastrophic losses.  It allows a person, business, or organization to pay a small fixed amount to an insurer in exchange for the promise that, if a covered loss occurs, the insurer will pay for losses up to the coverage limits of the policy purchased.  A policy is a legal contract.  In ...

Read More »

More and More Companies Reduce Health Coverage Due to Obamacare

healthcare

In recent weeks UPS (United Parcel Service Inc) announced to many of its workers that they will no longer provide health care to employees’ spouses who can obtain health care through other means.  The company says that they were motivated to this action by the increasing costs of health care due to the Affordable Care Act.  They have said that ...

Read More »

Cheap Car Insurance

Owning your own car means having the freedom to travel wherever you want to, whenever the mood strikes, picking games or dvds to have a total ride fun, but it also comes with at a bit of a price. On top of the monthly payments to buy the car, you also need to have auto insurance in place. It’s easy ...

Read More »

What is Cancer Insurance?

doctor

Cancer is most certainly a life altering diagnosis. Some life changes are obvious and immediate; others are subtle and take time to develop. But, the financial blow due to loss of income and treatment expenses is apparent in all cases and can be lessened with cancer insurance. Cancer insurance is a relatively new policy which serves to provide you with ...

Read More »

What is Business Insurance?

business

Small or big, all businesses are exposed to risk on a daily basis. The insurance you require depends much on the nature of the business you are operating. The type of insurances available to your business comes in many different forms, but they all primarily fall into 3 main categories: Assets and Revenue, Liability, and Employees. What are Assets and ...

Read More »

Why get business insurance?

business insurance

If you have built your business from the ground up you know very well that bad things can happen in a hurry.  You have worked very hard to get your business to where it is today, so don’t let something unforeseen ruin your years of sweat equity.  Insurance is needed as part of a plan for the future security of ...

Read More »